For the Nigerian Diaspora

Own Your Dream Home in Nigeria!

We help diaspora Nigerians navigate property ownership and mortgage financing back home. Secure, trusted, simple — with banking partners you already know.

Soft credit check•No impact on your score•5 min to start

Trusted by

500+ homeowners

₦2B+

in Properties Listed

500+

Happy Homeowners

Lending Partner

Countries Supported

How It Works

From anywhere in the world to owning property in Nigeria — in five steps.

Check Your Eligibility

Answer a few questions about your income and property. Instant result, no credit bureau.

Choose or Submit a Property

Browse merge2own listings or bring your own property — either way your application moves forward.

Complete Your Application

Fill in the guided mortgage form and upload your documents — we handle the rest.

Bank Reviews & Approves

The bank reviews your application and authorises merge2own to run your credit check.

Get Your Offer Letter

merge2own delivers your credit memo to the bank. Bank approves, issues offer letter, you own your home.

Start with a Free Eligibility Check

Live Inventory

Featured Properties & Estates

A slice of what's on the platform right now. All enquiries are mediated by merge2own — developer contact details stay with us.

View all properties

Duplex

Diaspora Countries We Serve

Wherever you are, we've got your paperwork covered

Country-specific document requirements handled for you — no guessing, no back-and-forth.

Typical documents for USA

US passport or permanent resident card
W-2 or 1099 (last 2 years)
US bank statements (6 months)
Credit report (FICO)

Diaspora Stories

Real homeowners. Real closings.

“

After 11 years in the States, I finally own a duplex in Lekki. merge2own handled everything — I never felt lost in translation.

Adaeze O.

🇺🇸Houston, TX

“

The Access Bank diaspora mortgage was a maze until I found them. Closed my Abuja flat in 9 weeks without flying home.

Kunle A.

🇬🇧London, UK

“

I was nervous about scams. The merge2own team vetted every listing and stayed between me and the developer the whole way.

Tomi E.

🇨🇦Toronto, ON

Trusted Banking Partners

Access Bank

Active partner

First Bank

Coming soon

Build merge2own with us

Two ways to partner

We're opening the platform to a small number of new lending and development partners. If you bank the diaspora — or you are a property developer, seeking to engage with the diaspora — let's talk.

For lending partners

Become a diaspora-mortgage bank

Underwrite diaspora mortgages with merge2own as your origination + KYC + document-collection layer. You set rates, caps, and policy — we deliver decision-ready packages to your inbox.

Talk to our partnerships team

For developers & estates

List your inventory for the diaspora

Get your homes and estates in front of vetted, mortgage-ready Nigerian buyers in the US, UK, and Canada. We handle the matchmaking, the enquiries, and the documentation chain.

Submit your project

Prefer a phone call? Tell us so in the email — we'll schedule a 30-minute intro within two business days.

Frequently Asked

Answers, not small print.

If you don't see what you're looking for, our team is available by email and WhatsApp.

See all FAQs

No. The initial eligibility check is a soft inquiry — it does not impact your credit score in the US, UK, or Canada. A hard pull only happens after you explicitly consent to submit a full mortgage application.

Requirements vary by country, but in all cases we need a valid passport, 24 months of income proof, 6 months of bank statements, and a recent credit report. Use the country selector above to see the exact list for your location.

Typical timelines range from 6 to 12 weeks from eligibility check to keys in hand. Your merge2own specialist keeps the bank, developer, and legal team moving in parallel so you don't have to.

Your keys to Lagos, Abuja, or Port Harcourt are 5 minutes away.

Start with a soft eligibility check. No credit impact, no commitment.

Check Your Eligibility Talk to a Specialist