For lending partners
Become a diaspora-mortgage bank
Underwrite diaspora mortgages with merge2own as your origination + KYC + document-collection layer. You set rates, caps, and policy — we deliver decision-ready packages to your inbox.
For the Nigerian Diaspora
Own Your Dream Property in Nigeria!
We help diaspora Nigerians navigate property ownership and mortgage financing back home. Secure, trusted, simple — with banking partners you already know.
Soft credit check•No impact on your score•5 min to start
₦2B+
in Properties Listed
500+
Happy Homeowners
3
Countries Supported
How It Works
How It Works
From anywhere in the world to owning property in Nigeria — in five steps.
1
Check Your Eligibility
Answer a few questions about your income and property. Instant result, no credit bureau.
2
Choose or Submit a Property
Browse merge2own listings or bring your own property — either way your application moves forward.
3
Complete Your Application
Fill in the guided mortgage form and upload your documents — we handle the rest.
4
Bank Reviews & Approves
The bank reviews your application and authorises merge2own to run your credit check.
5
Get Your Offer Letter
merge2own delivers your credit memo to the bank. Bank approves, issues offer letter, you own your home.
Diaspora Countries We Serve
Wherever you are, we've got your paperwork covered
Country-specific document requirements handled for you — no guessing, no back-and-forth.
🌍
Other CountriesDiaspora Stories
Real homeowners. Real closings.
“
After 11 years in the States, I finally own a duplex in Lekki. merge2own handled everything — I never felt lost in translation.
AO
Adaeze O.
🇺🇸Houston, TX
“
Financing a home from London felt like a maze until I found them. Closed my Abuja flat in 9 weeks without flying home.
KA
Kunle A.
🇬🇧London, UK
“
I was nervous about scams. The merge2own team vetted every listing and stayed between me and the developer the whole way.
TE
Tomi E.
🇨🇦Toronto, ON
Trusted Banking Partner
From the Journal
Guides, market reads & financing know-how
Field-tested playbooks on buying property in Nigeria from abroad — title verification, currency risk, single-digit mortgages and the traps to avoid.
Diaspora Guides11 Jun 2026
"Omo Onile" and Land Grabbing: The Diaspora Buyer's Biggest Threat — and How to Neutralise It
Ancestral-claim "land owners", double sales, and stage-by-stage extortion cost buyers billions every year. Here is how the threat works, and how to take it off the table entirely.
merge2own Editorial· 9 min read
Diaspora Guides9 Jun 2026
The Six Title Documents You Must Verify Before Paying a Kobo
C of O, Governor's Consent, Deed of Assignment, survey plan and more — what each one proves, the forgeries to watch for, and why registry-level verification is non-negotiable.
merge2own Editorial· 8 min read
Diaspora Guides6 Jun 2026
Excision, Gazette and the Demolition Risk: Why "Cheap Land" Can Cost You Everything
Unexcised land can be reclaimed by government — and any structure on it demolished without compensation. Here is how to read excision and gazette status before you buy.
merge2own Editorial· 7 min read
Frequently Asked
Answers, not small print.
If you don't see what you're looking for, our team is available by email and WhatsApp.
See all FAQsNo. The initial eligibility check is a soft inquiry — it does not impact your credit score in the US, UK, or Canada. A hard pull only happens after you explicitly consent to submit a full mortgage application.
Requirements vary by country, but in all cases we need a valid passport, 24 months of income proof, 6 months of bank statements, and a recent credit report. Use the country selector above to see the exact list for your location.
Typical timelines range from 6 to 12 weeks from eligibility check to keys in hand. Your merge2own specialist keeps the bank, developer, and legal team moving in parallel so you don't have to.
Your keys to Lagos, Abuja, or Port Harcourt are 5 minutes away.
Start with a soft eligibility check. No credit impact, no commitment.